Institutional Investment Consulting
Endowments, Foundations & Associations
Institutions whose investment programs need to support a long-term purpose.
We try to bring clarity to market complexity
Decisions should feel deliberate rather than reactive. We acknowledge the emotional realities of risk and help our clients manage them with confidence.
That complexity is rarely just financial. Every institution is different in its purpose, governance structure, spending needs, and the pressures it operates under, and Rose Group provides institutional investment consulting built for that complexity, serving endowments, foundations, and associations whose investment programs require disciplined governance, rigorous analysis, and ongoing proactive oversight.
Our role
We deliver the clear, relevant analysis a Committee or Board needs to make sound decisions and fulfill its fiduciary obligations.
We review the portfolio continuously, bring recommendations forward when conditions warrant, and open every meeting with a clear-eyed read on current market conditions, so the committee understands not just what the portfolio is doing, but also insights into what is driving market behavior.
This is the work you would do yourself, if you had the time and the resources to do it.
Where Most Financial Plans Fall Short
Private wealth is more complex than most financial plans acknowledge. Concentrated positions, business interests, liquidity events, compensation structures, taxes, retirement timing, estate questions — and the emotional realities of risk.
We bring structure to that complexity so decisions feel more deliberate, more integrated, and less reactive.
Concentrated positions
Liquidity events
compensation structures
Tax considerations
retirement timing
estate questions
More than investment monitoring
governance and documentation responsibilities
Managing a retirement plan is not the primary job of most plan sponsors. Our support is designed to fit within the realities of how business owners and committees actually operate — delivering decision-ready recommendations, clear governance frameworks, and consistent documentation so that every committee meeting is efficient, effective and ensures ERISA compliance.
How oversight is evaluated
Not only by outcomes — but by the quality
of process
Defined Contribution Plans — 401(k) and 403(b)
For defined contribution plan sponsors, the investment menu, fee structure, and governance process are the three dimensions that most directly affect participant outcomes and plan sponsor liability. We help sponsors evaluate all three on an ongoing basis, bringing independent perspective to decisions that are often made without adequate benchmarking or documented process.
Defined Benefit Plans — Pension and Cash Balance
Defined benefit plans carry obligations unlike any other investment mandate. We help plan fiduciaries evaluate their investment strategy in the context of their liability structure — managing funding risk, maintaining governance discipline, and building frameworks that support sound oversight.
Investment Policy Statement Development
Liability-Aware Investment Strategy
Funding Strategy and Risk Management
Portfolio Risk Testing and Analysis
Manager Oversight and Monitoring
Fiduciary Education and Committee Support
Documentation and Governance Support
Cash Balance Plan Advisory
Defined Contribution Plans — 401(k) and 403(b)
Investment Policy Statement Development
Investment Menu Design and Evaluation
Fee Analysis and Benchmarking
Portfolio Risk Testing and Analysis
Fiduciary Education and Committee Support
Service Provider Oversight
Documentation and Audit Readiness
Reporting on Participant Results
Plan Governance and Ongoing Oversight
We place high value on providing insight into the "why" behind market movements and their impact on the portfolio. We turn those insights into specific recommendations a committee can act on. When a recommendation makes sense in light of the market reality behind it, it becomes a decision the committee can stand behind with confidence.
Committees want to understand what’s happening, trust the process, and make sound decisions. For foundation and philanthropic boards, that means helping trustees stay focused on mission-aligned giving and long-term capital preservation. For association boards, it means translating investment complexity into terms that resonate with professionals deeply committed to their organization’s future.
How we work
Asset Allocation Modeling and Scenario Analysis
Investment Policy Statement Development
Manager Research and Due Diligence
Manager Selection
Alternative Investment Access and Evaluation
Values-Aligned Portfolio Screening
Quarterly Performance and Compliance Reporting
Investment Implementation and Rebalancing
Portfolio Risk Testing and Stress Analysis
Ongoing Manager Monitoring
Spending Policy Analysis
Board and Committee Education
Governance Support and Fiduciary Best Practices
Audit Preparation and Document Retention Support
Outsourced Chief Investment Officer (OCIO)
Organizational Risk Assessment
