Retirement Plan Advisory
Plan Sponsors and Fiduciaries
Rose Group advises retirement plan sponsors on investment oversight, fiduciary governance, and trustee committee support. Oversight is evaluated not just by outcomes, but by the quality of each decision and the rigor of the process behind it, a process that needs to be documented, and built on a governance structure that can withstand scrutiny.
More than investment monitoring
governance and documentation responsibilities
Managing a retirement plan is not the primary job of most plan sponsors. Our support is designed to fit within the realities of how business owners and committees actually operate — delivering decision-ready recommendations, clear governance frameworks, and consistent documentation so that every committee meeting is efficient, effective and ensures ERISA compliance.
How oversight is evaluated
Not only by outcomes — but by the quality
of process
Defined Contribution Plans — 401(k) and 403(b)
For defined contribution plan sponsors, the investment menu, fee structure, and governance process are the three dimensions that most directly affect participant outcomes and plan sponsor liability. We help sponsors evaluate all three on an ongoing basis, bringing independent perspective to decisions that are often made without adequate benchmarking or documented process.
How we work
Defined Benefit Plans — Pension and Cash Balance
Defined benefit plans carry obligations unlike any other investment mandate. We help plan fiduciaries evaluate their investment strategy in the context of their liability structure — managing funding risk, maintaining governance discipline, and building frameworks that support sound oversight.
